Head of Product, Core Banking Systems

• Own and drive the Core Systems product roadmap across Product Enablement (lending, deposits, payments gateway) and Balance Sheet Infrastructure (financial data products, treasury, books & accounting), balancing near-term execution with long-term strategic horizons.
• Partner closely with N26 Product Segments and functional stakeholders across Treasury, Credit Risk, Risk Controlling, Accounting, and Regulatory Reporting on priorities, planning cycles, and shared OKRs.
• Lead the end-to-end product lifecycle for Core Banking initiatives — from self-service product enablement and third-party vendor in-housing through migration, platform scalability, and iteration.
• Define and roll out core platform best practices across the organization — including product configuration standards (Product Factory), ledger data integrity, evaluation frameworks, and progressive rollout guardrails.
• Contribute to N26's company-wide strategy to establish single sources of truth for financial data, eliminate core vendor dependencies, and reduce risk concentration across endpoints.
• Support domain optimization by transitioning stable, non-core services to appropriate segment owners while maintaining operational excellence and zero material audit findings.
• Manage and develop a team of Core Systems Product Managers, fostering a culture of operational rigor, precision, and platform enablement.
• Act as a trusted advisor to other Product & Tech teams looking to integrate with core banking engines, sharing best practices and enabling rapid go-to-market execution.
• Manage stakeholder communication across Product, Engineering, Finance, Treasury, Risk, Compliance, and senior leadership.
• Define and track domain KPIs that measure product enablement speed, system uptime, compliance metrics, OPEX cost savings, and balance sheet data integrity.

• 5-7+ years of product management experience, with a significant portion focused on core banking systems, ledger infrastructure, payments, or core platform products.
• Proven experience partnering with Core Banking and Platform Engineering experts — you understand how transaction processing, ledgers, and accounting engines work and know how to build scalable platform products.
• Strong technical literacy — you understand backend platform trade-offs, core endpoint dynamics, multi-currency ledgers, and data pipelines, allowing you to engage credibly with engineering teams.
• Data-driven mindset — comfort working with complex financial datasets, defining meaningful operational and compliance KPIs, and making decisions grounded in evidence.
• Financial services experience required — familiarity with regulatory requirements, audit standards, compliance considerations, and the operational realities of banking.
• Agile practitioner — experience managing multiple mission-critical workstreams in fast-paced, high-availability environments.
• Excellent communication skills — the ability to translate complex technical and financial concepts for non-technical audiences and align diverse stakeholders around a shared vision.
• Strong translator between worlds — you can bridge the gap between Core Infrastructure experts and Product/Business stakeholders in both directions, ensuring mutual understanding and aligned priorities.